The Indian Financial System Code (IFSC) is an alphanumeric unique arrangement of digits and letters or code which represents a particular bank or a particular branch taking part in four main Electronic Funds Settlement Systems prevalent in India. These four Electronic Funds Settlement Systems are:
1.Real Time Gross Settlement or RTGS
2.National Electronic Funds Transfer or NEFT
3.Immediate Payment Service Systems or IMPS
4.Centralised Funds Management System or CFMS
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